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There has been a lot of articles written lately that AI is going to replace Insurance underwriters. I am here to say, it would not. And here are the reasons: Complex Risk: Businesses today are complex and multifunctional. The days of businesses having solo operations are no more. Companies are providing additional offerings…
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Why was UnderWrite founded? Is this company needed? The Answer is Yes and here is why: The first thing I ask my prospects is to provide me an overview of their businesses. As they are explaining their business and services offering, I ask myself, is it all that they do. Do they do more?…
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Proper Mindset: As the old saying goes: If you believe it, it would happen. Selling insurance is difficult. Especially with the level of competition, you will encounter. However, if you go into sales meetings with an uncertainty mindset, you will fail! Knowing the product is great. But the most important thing you must have is…
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Social Media is powerful. One post can reach millions of people. That is power; beyond measure. According to a 2015 report by Shareaholic, an audience growth & engagement company “social media has surpassed organic search as the No. 1 source of website referral traffic.” Local businesses and their owners/employees all have profiles. And that…
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In the latter part of this decade, we have seen a significant increase in employment practices lawsuits. Major ones have been well-publicized. For instance, media companies such as Fox and CBS have been required to pay record-breaking judgments and settlements due to sexual harassment allegations against Bill O’Reilly and Charlie Rose. According to Workforce.com, a…
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Congratulations on taking the hardest step. Starting your own insurance agency! However, not having an appointment is stopping you from selling. Insurance carriers do not provide direct appointments to new agencies with no volume of sales. Especially, the top-rated carriers. This presents the chicken and egg problem. How can you have sales, if you have…
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As an insurance agent, you are deciding either to be a captive agent, join an agency, or start your own brokerage. However, reading this article, I am guessing the latter. With many franchise companies, the franchise model provides customer services (onboarding), marketing support, sales operations, and other back-end support. And as the agent, you only…
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As a host of an event that is serving alcohol or a business that is selling it, liquor liability is a must-have. But, you are asking yourself, what type of liquor liability insurance does my business or event need? When it comes to liquor liability, there are two types. Retail and Host. Host liquor liability…
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The former is a terrorist act that is eligible for coverage under the TerrorismvRisk Insurance Act (TRIA). To trigger the coverage under TRIA (which provides backstop for terrorism insurance) the U.S. Government must certify it as an “act of terrorism.” Insurers paying claims in response to Certified acts of terrorism qualify for federal reimbursement –…
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Contact
Thank you for visiting The Insurance Times. A research publication of UnderWrite Inc. If you have any questions or have an insurance topic of interest? Please send us a message or email.
contact@gounderwrite.com
201-580-6806
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